FCA

FCA RULES FOR NON-READILY REALISABLE SECURITIES AND IMPACT ON CROWDFUNDING

FCA RULES FOR NON-READILY REALISABLE SECURITIES AND IMPACT ON CROWDFUNDING

BY Dr Avtar Sehra Quantitative Analytics and Risk Management Director Introduction The FCA Consultation Paper (CP13/13) and the resulting Policy Statement (PS14/4) outline the FCA’s position on investment (equity/debt security) crowdfunding, and how this differs from loan crowdfunding (P2P/P2B). These papers highlight the significant risks investors face when investing in unlisted securities that are hard to value independently or sell on a secondary market. As a result it is required that firms offering such investments on crowdfunding platforms (or using other media) only promote these to certain types of retail investors (discussed below). Where no advice has been provided to retail clients it is also proposed to…

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10 Predictions for Crowdfunding and Alternative Finance in 2015

10 Predictions for Crowdfunding and Alternative Finance in 2015

CrowdFunding News Beat UK, BY Crowdcube’s Luke Lang  is CMO and Co-founder of CrowdCube , we asked him to make predictions based on his knowledge of what corporations, governments and investors are expecting in 2015.  1. The banks will continue to fail SMEs. The funding void that banks have left for start-ups and growing businesses will continue to be filled by the alternative finance sector. We’ve had a lost decade of bank lending now – and this could become a lost generation the way things are going; the young budding entrepreneurs of the future are growing up thinking that ‘banks don’t lend’. 2. We’ll see crowdfunding ‘roadkill’,…

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The UK Real Estate Online CrowdFunding Market

The UK Real Estate Online CrowdFunding Market

 CrowdFunding News Beat UK, While in the United States the real estate crowdfunding business hasn’t stopped growing both in services and competition, in the newest market of the United Kingdom there are many opportunities waiting for bold entrepreneurs. Several UK online platforms offer diversified investments. Companies such as The House Crowd, Property Partner, and others, attract investors into buy-to-let properties where investors can cash profits on rentals proportional to investment as well as on the capital growth of their equity share. Other companies like Hab Housinguse the platform Crowdcube to raise money to build residential housing at affordable prices and sells environmentally friendly custom-built homes. In…

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Cambridge Launches Europe Wide Alternative Finance Benchmarking Survey

European-Crowdfunding-Associations-Cambridge-Research-Project-600x525

CrowdFunding News Beat UK.  European Alternative Finance Benchmarking Survey by the University of Cambridge in partnership with EY.  Focusing on crowdfunding and peer-to-peer lending activities, this survey aims to collect aggregate-level data to measure the size and the growth of the alternative finance markets in Europe between 2012 and 2014.The European Alternative Finance Benchmarking Report will be published in January 2015 and distributed freely to participating platforms, government agencies, financial regulators, industrial trade associations, business communities and major media outlets.The survey consists of only 10 questions and should take no more than 5 minutes to complete, although it may require you to look up or add…

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Top 15 Crowdfunding Platforms In Europe

Top 15 Crowdfunding Platforms In Europe

By Priti Ambani, Crowdfunding in Europe has attained a significant level of growth, adoption and maturity in recent years. The European Commission’s Startup Europe that “aims to strengthen the business environment for web and ICT entrepreneurs so that their ideas and business can start and grow in the EU”, has the EU rooting for better access to capital and a lowered barrier for success — all possible through crowdfunding. Equity crowdfunding has enabled small time investors to diversify their portfolios and gain ownership in high growth startups, leveling the playing field. Continued growth of European crowdfunding platforms would require 1) a legal crowdfunding framework across Europe and 2) a rating…

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